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Reviews & Alternatives

The Best Mint Alternatives

Mint was Intuit's free budgeting app that ended in early 2024, with users directed toward Credit Karma. We look at what each one offers based on details the companies publish. Checking a few key features helps you decide which Mint replacement fits your household needs, whether you track regular bills or side business income.

Bank connections in these apps usually rely on services like Plaid. Transaction imports, recurring charge flags, and net worth tracking appear in many descriptions. Prices change often, so review the app's own site for current details. Our guide points out the main differences reported publicly. How We Compare Apps explains the approach we take when looking at public information only.

A potted mint plant beside a phone showing a budgeting app

What happened to Mint

Intuit shut down Mint early in 2024. The company pointed existing users to its Credit Karma service instead. Some people also run side businesses and need clear ledgers for everything in one place. You should confirm which providers each app supports before you switch.

Dispute windows for charges still depend on your bank or card issuer, and credit card statements in the US typically give you roughly two months to act. A Mint replacement can help restore the single ledger view you once had. Budgeting App Reviews and Alternatives covers more options for ordinary household money management.

The closest thing to Mint

Nothing replicates Mint in every respect. Monarch Money distinguishes itself partly through an import option aimed at prior Mint customers. This platform emphasizes budgeting, financial targets, and household net worth tracking. Access requires a subscription plan featuring an initial trial period without any complimentary option. Monarch Money Review compiles information released by the company on these topics.

Copilot Money takes a different approach with Apple devices in mind. Its categorization improves when you make corrections. You can review its published features on the company site to see if it matches what you need from a Mint replacement. Copilot Money Review and Monarch vs. Copilot Money compare the two on public details.

Three phones side by side, each running a different budgeting app

Top Mint replacements

Rocket Money handles subscriptions and recurring bills along with budgeting and spending insights. YNAB follows its own method that assigns every dollar you have on hand. Quicken provides desktop software with reports and investment tracking. Simplifi by Quicken includes a spending plan and watchlists. Tiller sends daily transactions into spreadsheets. Empower gives a free dashboard for net worth and investments. Rocket Money Review and YNAB vs. Monarch Money lay out more from each company's materials. All these details come from the companies' own websites and listings. Features and terms can change, so verify everything on the app's site before deciding.

  • Look at how each service describes its bank connections and data sources.
  • Compare the subscription model and free trial length on the official site.
  • Check whether the app supports both mobile and web access for your daily use.
  • Review any published information about recurring charge detection.
  • Confirm if the tool includes net worth tracking or investment views.
A laptop with exported files and an external drive on a kitchen counter

Importing your Mint history

Some services mention import paths for former Mint users. Monarch Money is one that has described such an option in its public materials. You will want to ask the support team of any Mint replacement how your old data moves over and what stays intact. The Best Rocket Money Alternatives shows similar considerations for other tools.

We built Plenarax to help with exactly these transitions once it launches, though the app remains in development. Always test a small export first so you know what to expect.

Free vs. paid replacements

Empower offers a free dashboard for basic net worth and investment tracking while also providing paid wealth management. Most other Mint replacements use paid subscriptions, sometimes with a free trial. You decide whether the added features justify the cost for your situation. Rocket Money includes a free version alongside its Premium tier.

YNAB, Monarch Money, Copilot Money, Simplifi by Quicken, Quicken, and Tiller all operate on paid subscriptions. Compare the published feature lists on each site to match the tool to your needs. A free option may cover simple tracking, while paid tiers often add goals or detailed reports.