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Terms of Service

Last updated: November 15, 2026

These terms are an agreement between you and Drivetrain LLC, a Wyoming limited liability company ("Drivetrain", "we", "us"), which operates Plenarax (the "Service"). By creating an account or using the Service you agree to these terms and to our Privacy Policy.

The Service

Plenarax lets you connect your bank and card accounts and see your balances and transactions in one place, including recurring charges. Features may change as we improve the Service.

Not financial advice

Plenarax is an information tool. We are not a bank, broker or financial adviser, and nothing in the Service is financial, tax or legal advice. Information shown comes from your institutions and may be delayed, incomplete or inaccurate; always confirm important details with your institution before acting on them.

Eligibility and your account

  • You must be at least 18 years old and able to form a binding contract.
  • You agree to give accurate information, keep your password secure and tell us promptly about any unauthorized use of your account.
  • You may connect only accounts that you own or are authorized to access.

Connecting accounts through Plaid

We use Plaid Inc. ("Plaid") to gather your data from financial institutions. By using the Service, you grant Drivetrain and Plaid the right, power and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored and processed by Plaid in accordance with the Plaid End User Privacy Policy. Your institution, not Drivetrain or Plaid, controls access to your accounts, and a connection may stop working until you reconnect it.

Subscriptions and billing

  • Some features require a paid subscription. Prices and what each plan includes are shown before you buy.
  • Subscriptions renew automatically at the end of each billing period until you cancel. You can cancel at any time, and you keep access until the end of the period you have paid for.
  • Payments are processed by Stripe. Except where required by law, payments are non-refundable and we do not provide refunds or credits for partial periods.
  • We may change prices with at least 30 days' notice; changes apply from your next billing period.

Acceptable use

You agree not to misuse the Service, including by attempting to access other users' data, interfering with or probing the Service's security, reverse engineering it, using automated means to access it except through features we provide, or using it for any unlawful purpose.

Our rights

The Service, including its software, design and branding, belongs to Drivetrain. We grant you a personal, non-transferable right to use it under these terms. We may suspend or end your access if you break these terms or if needed to protect the Service or other users.

Ending your account

You may delete your account at any time. When you do, we disconnect your linked institutions and delete your data as described in the Privacy Policy.

Disclaimers

The Service is provided "as is" and "as available". To the fullest extent permitted by law, Drivetrain disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not guarantee that the Service will be uninterrupted or error-free, or that any institution will remain connectable.

Limitation of liability

To the fullest extent permitted by law, Drivetrain will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill. Our total liability for any claim relating to the Service is limited to the amount you paid us in the 12 months before the claim, or $100, whichever is greater.

Indemnity

You agree to indemnify Drivetrain against claims arising from your misuse of the Service or your violation of these terms.

Changes to these terms

We may update these terms. If changes are material, we will notify you by email or in the Service before they take effect. Continuing to use the Service after that means you accept the updated terms.

Governing law

These terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Wyoming, except where the law of your place of residence requires otherwise.

Contact

Drivetrain LLC, operator of Plenarax
Email: [email protected]